Rancho Santa Margarita Bank statement loans
RESCOM Financial Services offers self-employed borrowers an alternative way to qualify for home financing. We understand it may be difficult for self-employed individuals to document income from tax returns and W2s. With our Bank Statement home loan program, we use personal and business bank statements for qualification.
We also offer true stated income loan programs for those who may need a different solution than our Bank Statement loans.
Call today to learn more –(949) 240-3880
Program Highlights
- No tax returns are needed
- Personal and business bank statement averages are used over a 12 and 24 month periods
- Gift funds may be allowable to help cover some costs
- Options for primary residences, second/vacation homes, and rental properties
- Past bankruptcies, short sales, and/or foreclosures may be ok after 2 years seasoning
- Non warrantable condos may be allowable