Refinance

Rescom Financial Services has helped homeowners all over California lower their monthly payment or reduce their loan term. We have access to the lowest rates in the marketplace along with our excellent customer service and very low fees.

Refinance loans we specialize in:

Interest rate reduction:

Any loan refinance that you are seeking must meet our client advantage guidelines which means you must be able to make back any closing costs paid within 2.5 years. In most cases our clients make back their closing costs in monthly payment savings in less than a year. With a no cost loan, you begin your savings with you very first payment!

Loan term reduction:

We can re-structure your current 30 year term loan to a 25, 20, 15 or even 10 year term at drastically reduced interest rates. The lower interest rate helps offset the increase in payment for the shorter term loan, in turn saving some customers hundreds of thousands of dollars in interest!

FHA or VA streamline:

If you presently have an FHA or VA loan, we can facilitate a refinance that will not require an appraisal. If your home value has decreased over the past few years, you can still qualify for a lower rate with a  ”streamline” refinance.

Refi Plus/ Open Access:

If you presently have a Fannie Mae or Freddie Mac mortgage that was taken out on or prior to May 1st, 2009 , you may qualify for this special loan program. This is a government program that was put into effect to help “underwater homeowners” take advantage of the current lower interest rates or refinance from an adjustable loan to a fixed rate loan. Even if you owe more than you home is worth, we may still be able to help you refinance your home.

If you would like to know exactly what rate you qualify for, Apply Online, and we will give you an accurate assessment of what you qualify for.

If you have any questions, just click Contact Us or call us at 949-240-3880.